Insurance for your home, auto, business, life & Health

Helping you protect what matters the most

We offer insurance to protect your family, home, and business, backed by over 30 years of experience serving the Elmira, NY area. As a trusted independent agency, we are licensed in New York and Pennsylvania to meet your coverage needs.

what we do

Insurance solutions for everyone

The Marion Decker Insurance Agency provides a wide range of insurance solutions tailored to your needs. Whether you’re looking for personal insurance, business coverage, or specialized industry solutions, we are here to help you protect what matters most.

Personal insurance

Personal insurance helps protect your assets and provides peace of mind in case of unexpected events.

Auto Insurance

Covers damage to your vehicle and protects you financially in case of accidents or theft.

Homeowners Insurance

Provides coverage for your home and personal belongings, as well as liability protection.

Personal Umbrella Insurance

Provides additional liability coverage beyond your standard policies, protecting your assets in case of large claims or lawsuits.

Classic Cars Insurance

Designed specifically for antique and vintage vehicles, offering specialized protection.

Personal Property

Covers valuable items like jewelry, electronics, and more against loss or damage.

Flood Insurance

Protects your property from water damage caused by flooding, which is not typically covered by standard policies.

Pet Insurance

Helps cover costs related to pet illness or injury.

Business Insurance

Business insurance protects your company, employees, and assets from risks, ensuring long-term stability and growth.

Business Owners Insurance

Combines property and liability coverage to protect your business from common risks.

Commercial Auto Insurance

Covers vehicles used for business purposes against accidents, damage, and liability.

Commercial Umbrella

Offers extra liability coverage to safeguard your business from large claims that exceed your primary policy limits.

General Liability Insurance

Covers your business against claims of bodily injury, property damage, or personal injury caused by your operations, products, or services.

Cyber Insurance

Protects your business from financial losses due to data breaches, cyberattacks, and other online threats.

Employment Practices Insurance

Provides coverage for claims related to workplace issues like discrimination, harassment, or wrongful termination.

Workers Compensation Insurance

Covers medical expenses and lost wages for employees injured on the job.

Disability & Paid Family Leave

Ensures employees receive financial support during personal or family-related time off.

Life & Health Insurance

Life and health insurance provide financial security and support for you and your loved ones in times of need.

Health Insurance

Covers medical expenses, helping you access quality healthcare without financial strain.

Medicare

A federal health insurance program for people aged 65 and older or those with qualifying disabilities, offering various coverage options.

Term Life Insurance

Offers affordable life insurance coverage for a specific period, providing financial support for your loved ones.

Whole Life Insurance

Provides lifetime coverage with the added benefit of building cash value over time.

Disability Insurance

Replaces a portion of your income if you’re unable to work due to illness or injury.

Group Life Insurance

Provides life insurance coverage to a group of people.

Real service. More choices. Better care.

Why Choose an Independent Insurance Agency?

An independent insurance agency works for you, not the insurance companies. We offer personalized service, a wide range of options, and expert advice to ensure you get the right coverage at the best price.